Terms Conditions

Crowncover.co.uk is a trading name of Fortescue Jones Limited (Company Number 07995459) of 10 Marbridge House, Harolds Road, Harlow CM19 5BJ and agents, and any other person or business to whom we may legally transfer our rights to(“Crowncover.co.uk” “we” “us” and “our”).

 

By using the websiteCrowncover.co.uk ("our website"), you signify your agreement to all terms of use, conditions and notices contained or referenced herein (the "Terms of Use"). If you do not agree to these Terms of Use, you may not use our website. No contract or engagement is created by our website. Crowncover.co.uk is not obliged to respond to any enquiries. Crowncover.co.uk reserves the right to require reasonable identification before following up with any enquiries. The web is an evolving medium and therefore Crowncover.co.uk reserves the right, in its sole discretion, to update or revise these Terms of Use at any time. Please check the Terms of Use periodically for changes. Your continued use of our website following the posting of any changes to the Terms of Use constitutes tacit acceptance of those changes.

 

Accessing our Website

Our website is made available free of charge.

We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. Access to our website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our website without notice. We will not be liable to you, if for any reason our website is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our website.

You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms of Use and other applicable terms and conditions, and that they comply with them.

 

Protecting Your Information

At Crowncover.co.uk, your security is vitally important to us. We are utterly committed to provide a safe online experience. We use the very latest online security measures to protect your information and privacy.

Although it is difficult to eliminate all threats to your online security, there are some things that you can do in order to reduce the risk against online threats. So we’ve made a little checklist (which is by no means exclusive) to give you the best online experience.

 

Your Account and Password

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose this information to any third party.

In order to increase security, we suggest that you use a different password for our website. It is also important to use a random mixture of letters and numbers. This can protect your details from online fraudsters.

We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time if in our reasonable opinion you have failed to comply with any of the provisions of these Terms of Use.

If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at customerservices@crowncover.co.uk.

 

Keep Your Software Up to Date

Scammers, hackers and fraudsters often exploit security holes in out of date browser and other software. So be sure to keep all of your programs up to date. If you are using a major browser such as Google Chrome, Internet Explorer or Safari, simply visit the support website for your browser and you should be able to update your software from there.

 

Check Your Firewall Settings

Any program that connects to the internet is a possible security risk. We recommend taking the time to look at your programs to make sure that the default settings do not leave any holes for fraudsters to exploit.

 

Beware of Email Scams

Viruses and phishing attempts often come in through email or instant messaging services. Be sure not to click on a link when you are not sure where it has come from. Phishing is where someone sends you a bogus email in an attempt to get access to your information. They may send a fake email from a bank or promise you lots of money if you hand over your information. Don’t do it!

 

Keep Your WiFi Details Secure

Online fraudsters are increasingly sophisticated. If you have an unsecured WiFi network, someone can use your internet connection for nefarious purposes and even steal your bank details. To prevent this you can set up encryption keys for your router. Most routers have specific instructions for this but you can also contact your internet service provider for more details.

If you need further advice on online security be sure to talk to your bank, your credit card provider and your internet service provider. They should be able to give you more hints and tips to protect yourself.

 

Third Party Links and Resources on Our Website

Our website may produce automated search results or otherwise link you to other websites on the internet. These other websites may contain information or material that some people find inappropriate or offensive. These other websites are not under the control of Crowncover.co.uk, and you hereby acknowledge that Crowncover.co.uk does not make any representation or warranty regarding the accuracy, timeliness, suitability, copyright compliance, legality, decency or any other aspect of the content of such other websites. Inclusion of any such link on our website does not imply endorsement of any other websites, or any other aspect of the information located on such websites, nor does it imply any association with its operators.

 

Linking to Our Website

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists without our consent. You must not establish a link to our website in respect of any website that is not owned by you. We reserve the right to withdraw any linking permission without notice. The website to which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.

If you wish to make any use of content on our website other than that set out above, please contact customerservices@crowncover.co.uk.

 

Acceptable Use Policy

Prohibited Uses:
You may use our website only for lawful purposes. You may not use our website:
• In any way that breaches any applicable local, national or international law or regulation
• In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect
• For the purpose of harming or attempting to harm minors in any way
• To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards
• To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam)

 

You also agree:
• Not to reproduce, duplicate, copy or re-sell any part of our website (except as otherwise provided for in these terms)
• Not to access without authority, interfere with, damage or disrupt any:
o Part of our website
o Equipment or network on which our website is stored
o Software used in the provision of our website
o Equipment, network or software owned or used by any third party

 

Interactive Services

We may from time to time provide interactive services on our website.
Where we do provide any such interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is to be used (including whether it is human or technical).

 

Content Standards

These content standards apply to any and all material which you contribute to our website (contributions) and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

 

Contributions must be:
• Accurate and relevant
• Genuinely held opinions
• Compliant with applicable law in the UK and in any country from which they are posted

 

Contributions must not contain:
• Material which is defamatory of any person or collective body
• Swearing or any material which is obscene, offensive, hateful or inflammatory
• The promotion of sexually explicit material
• The promotion of violence
• Discriminatory statements based on race, sex, religion, nationality, disability, sexual orientation or age
• Any material which infringes copyright, database right or trademark
• Deceptive materials or statements
• Breaches of any legal duty owed to a third party, such as a contractual duty or a duty of confidence
• The promotion of any illegal activity
• Content which advocates, promotes or assists any unlawful act such as (by way of example only) copyright infringement or computer misuse
• Content which threatens, abuses or invades another’s privacy or causes any annoyance, inconvenience or needless anxiety
• Content which is likely to harass any other person
• Any content which is used to impersonate any person or to misrepresent your identity or affiliation with any person
• Material and content which give the impression that they emanate from us, if this is not the case
• Names, addresses, telephone, mobile or fax numbers, e-mail addresses or any other personal data in respect of any individual
• Any content which is in violation of The Contempt of Court Act 1981. This includes the following actions:
o Producing biased articles which would sway a jury and/or judge. This includes speculation about verdicts and sentences.
o Interfering with the course of justice
o Breaching any court order
o Scandalising any courts or persons involved in cases

• Any actions which violate Section 2 of said Act, where there is a substantial risk of a fair trial being impeded – including trials which are pending, current or imminent. Such actions of substantial risk include:
o Revealing previous offences of defendants, which may sway a jury and/or judge
o Breaching any anonymity order under Section 11 of said Act, including the naming of suspects and victims which may lead to the impeding of a fair trial
o Speculation as to the identity of suspects
o Any breach of an enforced postponement of reporting under Section 4 of said Act

These actions represent a “Strict Liability” offence, which in almost all cases is indefensible and fully subject to the laws of England and Wales and all subsequent proceedings, regardless of emotional prejudice towards a case or other mitigating circumstances which lead to a breach.

• A statement which you know or believe, or have reasonable grounds for believing, that members of the public to whom the statement is, or is to be, published are likely to understand as a direct or indirect encouragement or other inducement to the commission, preparation or instigation of acts of terrorism
• Any advertising or promote any services or web links to other websites

 

Suspension and Termination

We will determine, in our discretion, whether there has been a breach of this Acceptable Use Policy through your use of our website. When a breach of this policy has occurred, we may take such action as we deem appropriate.

Failure to comply with this Acceptable Use Policy constitutes a material breach of these Terms of Use upon which you are permitted to use our website, and may result in our taking all or any of the following actions:
• The immediate, temporary or permanent withdrawal of your right to use our website
• The immediate, temporary or permanent removal of any posting or material uploaded by you to our website
• The issue of a warning to you
• Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach
• Further legal action against you
• Disclosure of such information to law enforcement authorities as we reasonably feel is necessary

We exclude liability for actions taken in response to breaches of this Acceptable Use Policy. The responses described in this policy are not limited, and we may take any other action we reasonably deem appropriate.

 

Viruses

We do not guarantee that our website will be secure or free from bugs or viruses.


You are responsible for configuring your information technology, computer programmes and platform in order to access our website. You should use your own virus protection software.

 

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

 

Disclaimer of Warranties

All content is provided “as is” and “as available” for your use. The content is provided without warranties of any kind, either express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. Crowncover.co.uk and its respective affiliates from time to time do not warrant that the content is accurate, reliable or correct; that our website will be available at any particular time or location; that any defects or errors will be corrected; or that the content is free of viruses or other harmful components. Your use of our website is solely at your own risk. As some jurisdictions do not permit the exclusion of certain warranties, these exclusions may not apply to you.

 

Limitation of Liability

Under no circumstances shall Crowncover.co.uk and its respective affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use our website. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Crowncover.co.uk or its respective affiliates have been advised of the possibility of such damage. As some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, Crowncover.co.uk and its respective affiliates’ liability in such jurisdictions shall be limited to the extent permitted by law.

 

Indemnity

By using our website you agree to defend, indemnify and hold harmlessCrowncover.co.uk, its respective affiliates, managing directors, principals, agents, employees, contractors, officers, and directors from all liabilities, claims, and expenses, including attorney's fees that arise from: (a) any content posted by you to our website; or (b) any use or misuse of our website by you. Crowncover.co.uk reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you shall co-operate with Crowncover.co.uk in asserting any available defences.

 

Choice of Law and Forum

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales

By using our website, you agree to the exclusive jurisdiction of the courts of England and Wales.

 

Trademarks

["TRADEMARK 1"] and ["TRADEMARK 2"] are [UK registered] trademarks of Crowncover.co.uk.

 

Severability

Unless otherwise specified herein, these Terms of Use constitute the entire agreement between you and Crowncover.co.uk with respect to our website and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and Crowncover.co.uk with respect to our website. If any provision of this Terms of Use is held to be illegal, invalid or unenforceable under present or future law effective during the term hereof, such provision shall be fully severable and these Terms of Use shall be construed and enforced as if such illegal, invalid or unenforceable provision never comprised a part hereof and the remaining provisions hereof shall remain in full force and effect and shall not be affected by the illegal, invalid or unenforceable provision or by its severance from these terms.

 

Termination

Crowncover.co.uk reserves the right, in its sole discretion, to terminate your access to all or part of our website, with or without notice.

 

Copyright Notice

All rights, including copyright, in the content of our website are owned or controlled for these purposes by Crowncover.co.uk. The material on our website includes, without limitation, the text, computer code, SEO functionality, artwork, photographs, images, and all audio and/ or visual material on our website.
In accessing our website, you agree that you may only download the content for your own personal non-commercial use.

Except where expressly stated otherwise, you are not permitted to copy, broadcast, download, store (in any medium), transmit, show or play in public, adapt or change in any way the content of our website for any purpose whatsoever without the prior written permission ofCrowncover.co.uk.

 

Contact Us

To contact us, please email customerservices@crowncover.co.uk.
Thank you for visiting our website.
Copyright Crowncover.co.uk ©2013

 

Cookie Policy

We use cookies and similar tools across our websites to improve their performance and enhance your user experience. This policy explains how we do that.

 

What are cookies?

Cookies are small text files which a website may put on your computer or mobile device when you first visit a site or page. The cookie helps the website, or another website, to recognise your device the next time you visit. Web beacons or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.

 

Cookies serve many functions. For example, they can help us to remember your username and preferences, analyse how well our website is performing or even allow us to recommend content we believe will be most relevant to you.

 

Certain cookies contain personal information – for example, if you click “remember me” when logging in, a cookie stores your username. Most cookies won’t collect information that identifies you and will instead collect more general information, such as how users arrive at and use our websites or a user’s general location.

 

What sort of cookies does Crowncover.co.uk use?

Generally, our cookies perform up to four different functions:

 

1. Essential Cookies
Some cookies are essential for the operation of our website. For example, some cookies allow us to identify subscribers and ensure they can access the subscription only pages. If a subscriber opts to disable these cookies, the user will not be able to access all of the content that a subscription entitles them to.

 

2.Analytical and/or Performance Cookies
Some cookies analyse how our visitors use our websites and monitor website performance. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps to improve the way our website works by ensuring that users find what they are looking for easily. For example, we might use performance cookies to keep track of which pages are most popular, which method of linking between pages is most effective, and to determine why some pages are receiving error messages. We might also use these cookies to highlight articles or site services that we think will be of interest to you based on your usage of the website.

 

3. Functionality Cookies
We use functionality cookies to allow us to remember your preferences for your return visits to our website. For example, cookies save you the trouble of typing in your username every time you access the site. This also enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).

 

4. Behaviourally Targeted Advertising Cookies
Our cookies record your visit to the website, the pages you have visited and the links you have followed. We use this information to make our website, and the advertising displayed on it, more relevant to your interests. We may also share this information with third parties for this purpose anonymously. We do not tell third parties who you are.

 

Does anyone else use cookies on the Crown Cover website?

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies –for instance, advertisers sometimes use their own cookies to provide you with targeted advertising.

If you are based in the European Union and would like to learn more about how advertisers use these types of cookies or to choose not to receive them, please visit www.youronlinechoices.eu. If you are based in the United States and would like to learn more, please visit http://www.aboutads.info/choices/.

 

Google Cookies

We use Google Analytics to analyse the use of this website. Google Analytics generates statistical information about website use by means of cookies, which are stored on users' computers. The information generated relating to our website is used to create reports about the use of the website. Google stores and uses this information.

 

Google's privacy policy is available at http://www.google.com/privacypolicy.html.

 

We publish Google Adsense interest-based advertisements on this website. These are tailored by Google to reflect your interests. To determine your interests, Google tracks your behaviour across the web using cookies. You can view, delete or add interest categories associated with your browser using Google's Ads Preference Manager available at http://www.google.com/ads/preferences/.
You can opt-out of the Adsense partner network cookie at http://www.google.com/privacy_ads.html.


However, this opt-out mechanism uses a cookie, and if you clear the cookies from your browser your opt-out will not be maintained. To ensure that an opt-out is maintained in respect of a particular browser, you should use the Google browser plug-in, which is readily available at http://www.google.com/ads/preferences/plugin.

 

Can a website user block cookies?

As we’ve explained above, cookies help you to get the most out of our website. The first time you access our website, you should have seen an overlay which explained that by continuing to access our site, you are consenting to our use of cookies. However, if you do wish to disable our cookies then please follow the instructions on our “How to Manage Cookies” page.

Please remember that if you do choose to disable cookies, you may find that certain sections of our website do not function as they regularly would.

 

Further reading
More information on how businesses use cookies is available at www.allaboutcookies.org.

 
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Crown Cover is a trading style of Fortescue Jones LTD which is an Appointed Representative of Drumm Insurance Brokers Ltd  which is authorised and regulated by the Financial Conduct Authority.
Registered in England and Wales. Registered Number :995459. Registered office: 20 Langley Road, Slough, England, SL3 7AB
Data Protection Licence Number: Z3487784.Financial Conduct Authority Registration No: 594442 and VAT Registration No: 178948046