Commercial Landlord Insurance policies generally cover a wide range of areas to protect you and your business as thoroughly as possible.

Our commercial landlord insurance quotes will generally include the following:

Landlord Liability insurance: Very similar to Public Liability insurance. Not only does this cover you for legal costs and compensation demands, it also indemnifies you against the loss or destruction of a tenant’s equipment.

Without the inclusion of this in a policy, any legal costs can easily run into thousands of pounds if a personal injury claim should be made in connection with the property and the state of it. Failure to cover such costs could potentially ruin your business as a landlord.

Buildings Insurance: As a Landlord, you are also responsible for insuring the property against events which result in serious damage, such as fire, flood or storm. Generally, the entire cost can be redeemed if it is necessary to rebuild the entire structure.

Contents insurance: Property insurance policies can also cover the contents of the premises (although contents insurance alone is available), including furniture and fixtures/fittings.

Coverage for loss of rents: (including losses via tenant default) is also covered with most Commercial Landlord insurance packages. This ensures that you do not sustain losses if the property cannot be accessed or occupied for any reason.