Buy to let Insurance cover is essential if you are a landlord for one property or a number of them.
In obtaining Buy to let Insurance cover, you will have peace of mind, with the property insured against damage and destruction caused by tenants. As part of Buy to let Insurance cover, you can also protect your property against damage caused by elements beyond your control, such as civil disorder or natural disasters.

As a landlord, you should be diligent and choose the right level of Buy to let Insurance cover to suit your needs,
There are other options to consider when taking out Buy to let Insurance, with individual elements that can be added for extra coverage, such as:

Contents insurance: Protect everything inside the property, ensuring that all valuables can be compensated for up to a pre-determined value.

Property owner’s liability: If anyone is injured or killed with any connection to your premises, you can protect yourself from subsequent legal costs and compensation payouts.

Public Liability: If your non-commercial premises has guests or viewers in due course, they are not classed as tenants and may not be covered

Lost of rent / arrears insurance: If you lose rents as a result of the property becoming uninhabitable or the tenant defaults for no reason, you can be compensated for a set number of months’ lost rent, depending on the level of insurance you take out.

Empty property coverage: This additional extra can cover damage which occurs if your property is unoccupied.