Need shop insurance quotes? Look no further than Crown Cover!
If you’re looking for shop insurance quotes, our team of highly experienced brokers is on hand to help. A good quote should ideally include the following:
Building insurance + Stock and contents insurance
Shop insurance policies can also cover the contents of the premises (although contents insurance alone is available), including furniture and fixtures/fittings.
The stock and contents of a shop are its heart and soul. Shop insurance quotes will generally include this and it covers damage through events which are beyond your control, such as fire, flood or storm.
Generally, the entire cost can be redeemed if it is necessary to rebuild the entire structure.
Business interruption insurance
Business interruption insurance indemnifies you against losses sustained as a result of any event (such as those described above) which results in you being unable to carry out your duties as a hotel owner.
Public liability insurance
As a shop owner, large volumes of daily visitors are inevitable, and if your health and safety protocol is not of a good standard, you place yourself at a much greater than normal risk of legal action as a result of customer injury.
Depending on the severity of injuries to customers and the circumstances under which they are sustained, your legal costs may run into thousands – possibly to the extent that you face personal and financial ruin.
Optional extras
Stock which is in transit, but not yet at the premises, can be insured as part of some shop insurance quotes. For that extra measure of safety, you can also insure the cash in your safe from theft or destruction.
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