Business Insurance

We at Crown Cover provide an individually-tailored broker service to provide business insurance quotes which are best suited to your exact needs. All businesses generally need to have some form of coverage, and Crown Cover has a dedicated team on hand to

Finding business insurance quotes can be a potentially daunting task, regardless of whether you are new, old, a sole trader, an SME or part of a larger company.

Depending on how big your company is and what your trade involves, you may need several different types to be operating lawfully and safely. Included in our business insurance quotes are such key areas of coverage as:

Public Liability Insurance: 
Avoid being ruined by lawsuits and compensation demands resulting from an injury to members of the public on your premises. This type of insurance is COMPULSORY if you have a shop or any type of restaurant.

In a culture of “no win, no fee”, third parties can impose lawsuits with more liberty without fear of personal loss. They may sue for incidents which may seem extremely minor from a neutral perspective, but can still irrevocably ruin a company – especially newer companies or SMEs.

This covers any mistakes which cause injury to a third party. The error must be an inadvertent one, manifested through a failure to fulfil standard duties in the line of work. Any errors caused by an action are deemed deliberate and are not covered.

Professional Indemnity Insurance: 
If you are a business owner in an industry which requires you to operate under a “standard of care” (i.e.: as a dentist or doctor), then it is MANDATORY to get Professional Indemnity Insurance, covering you for claims made against you as a result of any alleged malpractice.

Most new businesses or SMEs will need professional indemnity insurance in the case of a customer being dissatisfied to the extent that legal action is a possibility.

This type is essential for people who must adhere to a standard of care, such as a doctor, nurse, anaesthesiologist, physiotherapies, chiropractor, dentist, orthodontist, accountant, architect or estate agent.

In the event of injury to the third party and a lawsuit being filed, malpractice insurance covers all legal costs, including defence and any judgement or settlements.

Employer’s Liability Insurance: 
This type of business insurance will indemnify you against claims and legal action arising from any injury to employees in the line of duty.


CALL NOW AND GET INSURED! 
Our Business Insurance quotes encompass a very broad area, and if there is anything more specific you need to cover, our highly-experienced advisors are on hand to find the perfect quote to suit your needs. TO SEE OUR RANGE OF BUSINESS INSURANCE QUOTES, CALL US TODAY or send us a message and we will aim to respond within one working day.

 
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Crown Cover is a trading style of Fortescue Jones LTD which is an Appointed Representative of Drumm Insurance Brokers Ltd  which is authorised and regulated by the Financial Conduct Authority.
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