Get a restaurant insurance quote to suit your needs.

The ideal restaurant insurance quote will cover as wide a range of areas as possible. This is because, if you are a restaurant owner, the risks of incurring legal action are much higher as customers can also suffer from food poisoning in addition to any physical injury.
Multiple cases of sickness can involve skyrocketing legal costs, which may ultimately ruin you if your restaurant fails a health and safety inspection.

In addition to public liability insurance as part of a restaurant insurance quote, you will also need Employers’ Liability Insurance as part of your restaurant insurance quote.

All restaurants will have a variety of staff, making it a LEGAL requirement to have this type of cover. In addition to compensation, legal costs arising from injury to staff are inevitable. Employers’ Liability Insurance covers such costs.

If your restaurant is also a pub, you will additionally need to have business buildings insurance cover. In the event of your licensed premises requiring a rebuild, associated costs will be covered.

If you are a hybrid restaurant/pub owner, you should also consider getting insured against:

Loss of liquor licence
Contents coverage
Business interruption
Employee theft