Van insurance:

If you have a van for commercial or social use, it’s important to know that you’re covered against anything that might happen. But it is also important to try and get the best deal and save a bit of money. You are legally required to carry insurance on your van to protect you and other drivers, and using the system above, you may be able to save money on your policy!

Types of van insurance:
Van insurance works in a similar way to car insurance. There are different levels of cover that will protect you in different situations. You can compare policies to make sure you pick the right cover to suit your needs.

Third party only:
Third party only is the lowest level of van insurance cover required by law. It will covers you against liability for injury to others (this includes passengers), damage to property and even liability while towing a caravan. Like third party car insurance, it does not cover damage to your own vehicle.

Third party, fire and theft:
Third party, fire and theft covers everything that standard third party only policies cover. But they also cover against fire damage, theft of the vehicle and even damage in any attempted theft of the vehicle. Again, it is important to remember that third party fire and theft policies will not cover accidental damage to your vehicle.

Comprehensive cover:
Comprehensive cover covers everything that third party, fire and theft policies cover. But, comprehensive policies can also cover against windscreen damage, accidental damage and personal effects. Some comprehensive policies can even help with medical expenses should an accident happen.

Things to remember:
If you use your van for your business or even for social purposes, it is important to consider all of your requirements before you sign up to a policy. Once you have thought about what you want, you could save time and money by comparing from over 40 van insurance companies today!